"Watermark's designed exam process is why they can continually produce quality reports" - - - - Customer
Learn more about our ABL Field Exam Process
Customer Satisfaction
Watermark recognizes that as a service provider, we only exist to the extent that we satisfy our customers. Because of this, everything we do comes second to customer satisfaction.
Watermark hires only experienced professionals; we do not hire entry level or trainees, which results in our clients not having to pay indirectly in cost or inefficiency for extensive staff training; likewise, their engagements are not loaded with junior staff trying to learn the industry at their expense. Our staff is comprised solely of managerial level professionals, already richly experienced in their area of expertise.
Business Philosophy
Watermark Advisory Group strives to be our clients' preferred service partner in monitoring their credit risk, in their merger and acquisition efforts, and in achieving operational or compliance efficiency. Watermark pursues this goal by specializing in specific areas of audit, consulting and commercial finance, hiring only proven, experienced professionals, and by delivery of timely and insightful results.
Regardless of whether we use a client's workpaper and report templates or our own templates, we include in each of our examinations insightful trend analysis and significant findings that could only be gained from a deep professional understanding of the borrower or company being analyzed.
Many of our competitors view their job as completing workpapers, and some are fairly good at this. We however do not view this as our job, as we view the workpapers as a tool to accomplish our main goal: Assessing your collateral, credit risk, operational opportunities and compliance issues. When the workpapers are completed, the job is only half done. We take pride in going beyond the workpapers in our examination highlights/executive summaries by identifying in more depth the issues of which you should be aware.
We do not just analyze the collateral. Often, the ABL field exam team is the only time where the lender visits the borrower. That’s why we spend time accessing the business, management and procedures. We don’t just look at collateral. We roll up our sleeves to really understand the trends. We understand credit agreements, because we have read and negotiated them. We are not just auditors, we are former lenders who can provide a second set of eyes on your transaction.