Our seasoned underwriting staff can enhance your credit efforts by performing the entire credit underwriting or assisting your staff in the underwriting process. We will perform financial analysis, budget review and modeling, covenant calculation, management interviews, background checks, competitive analysis and industry overview.
Structuring
We can guide you on standard market rates and structures, alternative structuring ideas desirable affirmative and negative covenants.
Underwriting Analysis
We can perform the underwriting analysis including financial statement analysis, cash flow modeling, competitive analysis, industry overview, interviews with management, company history and background checks. We can also work with your company’s lead underwriter as part of the deal team.
Documentation and Negotiation
We can perform or advise on the loan documentation, including the affirmative and negative covenants. We can also help with the negotiation of the loan documents by providing sound advice on the business points.
Underwriting
Our team has a wealth of experience in structuring, underwriting and documenting commercial finance transactions including asset based, cash flow and real estate credit facilities. Our team has structured and underwritten well over $500M in middle market commercial loans and have participated on behalf of secondary lenders in over $1B in syndicated loans. We can perform a complete underwriting analysis, assist your team with theirs, or provide guidance on an upcoming transaction.